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We offer top plans from the best companies so getting coverage is quick and affordable.

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We have licensed benefit experts standing by to answer your questions and guide you through any questions you may have.

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Our platform is designed to help you compare plans by premium, plan, type, brand, specialty procedure coverage, or plan maximum.

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We've been in business for over sixty years and have helped over 10 million customers so you can trust we'll be here to help you long after you enroll.

A healthy smile starts here

Beyond just a beautiful smile - which, don't get us wrong, is truly important and can boost your confidence - our commitment to quality dental care extends far deeper. Maintaining good oral health isn't just about your teeth and gums, it's an investment in your overall well-being. We've assembled a selection of plans from top insurance companies to help make the process as easy as possible. We're excited to partner with you in achieving a healthier, happier and brighter smile.

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Questions and Answers /Find out More

How Do I Compare Dental Insurance?

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A smart dental insurance comparison evaluates the dental plan options local to his or her area. The logic behind this is 1) some dental plans are limited to regions within a state, 2) premiums for the same plan may differ within a state because of differences in the cost of dental care, and 3) some plans charging the same price have differing levels of benefits. By entering a zip code and info the number of people you want covered, this website allows you to compare all the plans we have available in your area.

A smart shopper should also compare dental plans on their value. Value is the amount of benefits you receive in exchange for your monthly premium. Since benefits are not standardized in the dental insurance market, some plans may offer comprehensive coverage while some offers may omit coverage for major care such as root canals and crowns.

You should also compare the network options among plans in your area. Dental insurance is only as good as the dentists who accept it. If your dentist is not in-network, you may pay higher out-of-pocket fees or have no coverage at all.

What Is a Dental Insurance Quote?

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A dental insurance quote is a premium estimate for a specific insurance plan. A consumer supplies information on his or her age as well as the zip code where the consumer lives. This allows the system to display the localized rate for the plan. Our website will normally provide multiple dental insurance quotes since we have many plans from which to choose.

Dental insurance quotes are free and come with no obligations. You may also modify them to see how their costs change if you would like to add other family members to your dental coverage.

Do Dental Plans Pay for Braces?

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Orthodontists correct misaligned teeth, and their services include the installation of braces (traditional, ceramic, etc.) and the supply of headgear, and retainers. The majority of dental plans don't pay for orthodontic care, but DentalInsurance.com does have a variety of plans that include orthodontic benefits. These plans have differing levels of coverage and may have annual or lifetime limits on payments for orthodontic care. In some cases, orthodontic coverage may be restricted to children under the age of 18 on the dental plan. Additionally, there may be a minimum time of enrollment (e.g. 12 months) before a person may take advantage of orthodontic benefits. This minimum time of enrollment is known as a "waiting period."

For state-by-state examples of dental insurance plans, see "Does dental insurance cover braces?" Please note some plans with orthodontic benefits may have waiting periods before these benefits are active.

For answers to other Frequently Asked Questions, visit our main FAQ page.

What Is Family Dental Insurance?

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Family dental insurance is a category of dental coverage where multiple people have their dental benefits through the same insurance policy. Typically the people on a family insurance policy must be related. This would include spouses and children, even if they don't live in the same household. Many plans allow children to stay on their parent's policy up to age 26, but some exclusions may apply. Adopted children and foster children are typically eligible for family coverage just as biological children are.

Some benefits in family plans may be limited to minor children, like orthodontic benefits for those under 19. Premiums for family dental insurance increase with the number of enrollees. For example, adding a spouse or child can raise the premium. It's important to compare different plans based on your family situation.

Deductibles in family plans may be charged per enrollee. For example, if a plan has $50 deductible and six people are on the plan then the deductible for the entire family is $300 annually. Some dental plans cap the total deductible amount per family annually (e.g. no higher than $150 per family regardless of family size).

What Is Individual Dental Insurance?

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Individual dental insurance is a category of dental insurance where a single individual is covered by the insurance policy. This means that family members such as spouse and children are not covered by the policy. Individual dental insurance, also known as private dental insurance, offers flexibility in plan selection, coverage, and cost.

Individual plans single coverage differentiates them from group coverage and family coverage. Group coverage is associated with the employees of a business or organization. Family coverage is not employer-based and is limited to people who are related to one another.

Unlike group dental insurance, which is limited to company employees, individual plans provide a wide range of options to meet your needs.

Unlike employer-sponsored coverage, which often has limited choices offered to employees, the individual market offers numerous plan options. The four main types of individual dental coverage include PPO dental insurance, HMO dental insurance, indemnity dental plans, and dental discount programs.

Explore the best-selling plans in your area on our Dental Plans in Each State page by selecting your state.

Need help choosing a plan? Call us at 800-296-3800

Our knowledgeable customer service team will assist you with any questions you may have prior to enrolling in a dental plan. They can guide you through the process of choosing coverage that matches your needs as well as your budget.

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